Ways To Bank

Get access to your cash and do transactions easily on Mobile, ATM, POS or Online. It's as easy and convenient as possible.

Any Time Money
Having access to your cash is important and we've tried to make it as easy and convenient as possible. Our self-service Automated Teller Machines (ATMs) are located around the country. So you can get cash and manage your banking outside the branch and after banking hours at no charge.

  • Withdraw cash as many times as you need to
  • You have a daily limit of N100 000 you can withdraw
  • Choose Fast Cash to choose from a menu of pre-selected amounts

Our mobile app is now reloaded with more exciting features to make your banking better, faster, and smarter.

You can now search, book and pay for flights, buy movie tickets, send airtime to contacts on your phonebook from any mobile network, make credit card repayments, enjoy enhanced security features and lots more on your mobile phone.


Diamond Online is a value-added service that comes at no extra cost and is available 24/7. With Diamond Online you can:

  • Monitor your account
  • Transfer Funds
  • Pay your Bills

The PoS is designed to offer you utmost security and convenience of accepting debit and credit card transactions done with Visa, Verve and MasterCard cards issued both in Nigeria and abroad!

  • Better and faster way of making payments
  • Convenient to use for all amounts as cash payment could be bulky
  • Deposits money electronically into your account without having to go the bank

Diamond Magic Cash* is a card-less service that empowers you to use Diamond ATMs without your debit card.

  • Register for this service at any of our branches or call our Contact Centre on 0700-300-0000
  • Text ATM to 30811 from the registered mobile number maintained on your account to generate a six digit magic code
  • Go to any Diamond Bank ATM and select the Magic Cash option
  • Enter your registered mobile number with prefix +234
  • Enter the six digit Magic Code you received on your registered mobile number
  • Create and confirm your Magic PIN (4 digits) and proceed to transact (you will need to create the Magic PIN during the first transaction alone as you will only have to key it in for subsequent transactions).

Simpler Banking.

*Check Account Balance

*Transfer within Diamond Bank

*Transfer outside Diamond Bank

*Airtime purchases for self, Friends and Family

*Debit Card Request

*Change Pin

Benefits of *426#

  • Convenient way to send money to friends and family
  • It is simple and easy to use
  • Top up airtime service is available 24/7
  • Check your account balance online real-time
  • It is available on both feature and smart phones
  • No internet connection required to carry out all transactions