GEMZONE, a world of amazing rewards

GEMZONE is our reward program specially designed for you! It's our way of saying thank you for banking with us.

Visit to log into your account today.

GemShop Catalogue

Redeem your points from our exciting catalogue. Go shopping on GEMZONE today!


Groceries, Drinks, Fragrances, Fashion Accessories, Household Appliances, Electronics and lots more

Gemzone Vouchers

Spar, Konga, Fouani shopping vouchers

Gemzone Travels

Qatar Miles, Dana Miles, Wakanow Rewards

Gemzone Cinemas

Filmhouse, Genesis Deluxe, Silverbird Cinemas

Gemzone Airtime & Bills

Data & Smile, Ipnx,
Bills Payment & GoTv and DSTV
Airtime- MTN, Airtel , 9Mobile, GLO

How it works

You earn GEM Points from your everyday transactions, log into your GEMZONE account to see how many points you have and reward yourself with treats from our catalogue.

The more you transact, the more points you earn

Click on any of the tabs below to know how to earn GEM points

Increase your balance on any of our products and stand a chance to earn Gem points

Receive Western Union/Money Gram and stand a chance to earn Gem points

Instant transfers, Airtime purchase, Foreign Currency Transfer and Bill payments on Mobile helps you earn Gem points.

Terms and Conditions Apply

How do i redeem my GEM points?

Access the GEMSHOP catalogue via your GEMZONE account.

The items in the Catalogue all have GEM Points value. Once you have enough points to redeem the selected item, the GEM Points value will be deducted from your GEMZONE account and you will receive a confirmation message.


How do I know how many Points I have earned?

Log into your account to view your current GEMZONE balance.


How do I receive the item selected from GEMSHOP?

Pick up from the partner location

Delivery to your preferred address


What do I do if I forget my password?

You use the Forgot Password option on the GEMZONE site to request for a new one.

If you still have questions or cannot access your account, call us on 07003000000 or send an email to


Can I give my reward to someone else?

Yes, simply use the Points Transfer feature on GEMZONE.


What happens if I have multiple accounts with Diamond Bank?

Dont worry, the points you earn from each account will be credited into your GEMZONE account as each customer can only have one profile.


Can I exchange my GEM Points for cash?

No. GEM Points are only redeemable on GEMZONE.