Debit Card

Features and benefits


24 hours access to funds


Secure and convenient means of payment


Worldwide acceptance


3 years Validity


Discount offers at certain merchant locations

Daily Transaction Limits

Description Naira Debit Card
ATM Daily Withdrawal Limit (Local) N150,000
POS/WEB Daily Spend Limit (Local) N200,000
Card Maintenance Fee N50 per month

How to Subscribe

  1. Open a Current or Savings account with Diamond Bank and get a Debit card automatically.
  2. Existing Current and Savings account holders can visit any Diamond Bank branch and request for a Debit Card as well.

How to activate your card

  • To activate your card, simply visit the nearest branch to generate a PIN on our in-branch POS
  • Once the card is activated, you will be able to use your card on the ATM, POS and WEB.
  • You will need a One-Time Password for all your Online Internet Transactions. The Password will be sent to the email or phone number you maintained with the bank, whenever you are transacting on a secure website. Ensure that your current email address and mobile phone number are always updated with the bank, to have a seamless experience.
  • For your convenience, we maintain a daily update of our Card rates for international transactions. Please click HERE to view rates. transactions


Card Safety and Security

  • The following details of your card are personal to you; Card number, Card PIN, CVV2 (3 digits behind the card) and Expiry date – Never disclose them to anyone. Not even us!

Our 24/7 interactive contact center is always available to provide assistance whenever you experience any difficulties while using your Debit Card. Simply dial 0700-300-0000 or send an email to