Mortgage Loan

At Diamond, we believe that your bank should support your dreams and aspirations. That's why we have developed convenient mortgage solutions to help make your dream of owning your own home a reality.
Whether you are a first time buyer, or thinking about property purchase as an investment, we have convenient mortgage solutions for you.

Bring Your Dreams to Life with Diamond Mortgage!

Our tailor-made mortgage solutions include:


Home Purchase:

This is available for the purchase of already completed residential properties whether newly built or occupied.


Off-Plan Mortgage:

This is available for customers interested in buying houses within an estate that is being built by any of the Bank's accredited property developers.


Equity Release:

This provides easy access to financing to meet your personal or business financial needs secured against your existing property.


Features and Benefits

Repayment Period Up to 10 years
Pricing Competitive pricing with no hidden charges.
Loan Amount Minimum Amount: N3,000,000

Maximum Amount: N250,000,000

Minimum Equity Contribution 50% of asset cost
Added Benefits Partnership with major developers nationwide.

Requirements for a Diamond Mortgage Facility

  • Available to salaried individuals and business owners.
  • Completed Retail Lending Application Form
  • Valid means of Identification (international passport, driver's license or national ID card)
  • Proof of address
  • Employment letter
  • Confirmation Letter and/or last Promotion Letter
  • Staff ID Card.
  • Certificate of Registration (for business owners)
  • Valuation Report
  • Copy of registered title document in sellers name
  • Tax clearance certificate
  • Other KYC documents
 Please speak to your Relationship Manager or visit any Diamond Branch today to get started.

*Terms and Conditions apply.