Diamond Yello Account

Diamond Yello Account is a hybrid savings account combining both financial and telecommunication services via an MTN registered mobile phone.
Customers who subscribe to this service can enjoy the benefits of operating a bank account by simply dialing *710#, other benefits are available on their existing MTN tariff plans in addition to the loyalty program. The target audience for the Diamond Y’ello Account are the youth, women not excluding men and the mass market.

Since the launch of this innovative proposition in August 2014 – first of its kind in Nigeria, over Nine Million, Seven hundred Thousand Diamond Y’ello account has been opened through support from our partners MTN, WWB (Women World Banking) and EFInA (Enhancing Financial Innovation & Access).

Our Channels of Interaction

  • Diamond Y’ello agent locations
  • Self-service menu via the USSD String.
  • Diamond Bank Branches
  • MTN Connect Stores

The Diamond Y’ello App and USSD String was launched to encourage self-serve and ease transaction processing for Diamond Y’ello Customers.

The USSD string makes self-service transactions easier at all customer levels. The codes require neither airtime nor data for the customer to carry out transactions such as:

Description USSD String
Opening Diamond Y'ello Account *710#
Diamond Y'ello Transfer *710*Phone No*Amount#
Transfer to other Banks *710*Account No*Amount#
Buy Airtime-Self *710*Phone No*Amount#
Buy Airtime-Others *710*Phone No*Amount#
Check Balance and NUBAN *710*PIN#
Awuf4U *710*888*Amount#
Bill Payment *710*123*PIN#

Other Used cases

  • Disbursement of payments to multiple beneficiaries such as Grants, salaries, humanitarian aid disbursements and lottery and Gaming win/payments.

Additional Value Adding Services

As a bank that is focused on creating value adding solutions to all its customers, our Agent Banking proposition has increased customer reach, reduce cost-to-serve and all Diamond Y'ello account subscribers will now have access to the following additional value adding services:

  • Debit card
  • Card-less Transaction on all Diamond Bank ATMs
  • Access to micro credits and a whole lot of others coming soon.

Available offerings on Diamond Yello

  • Cash Deposit/Withdrawal
  • Balance Enquiry/Mini Statements
  • Account to Account Transfers
  • Transfers to 3rd Party Beneficiaries
  • Bill Payments
  • Airtime Purchase

*** No airtime or Data Required

Please click here for :

Account opening requirements and KYC limit.

Updated price list.

Terms and Conditions for the Diamond Yello Account