DiamondXclusive Account

DiamondXclusive Banking is a personal current account that promises exclusive service to its customers; a high level of preferential treatment and customer experience should be expected when banking with us...

As an Xclusive client you can benefit from our wide range of tailor-made products and services to meet your needs including savings and current accounts, investments, loans, foreign exchange or fixed deposits.


Apply Now

In order to apply please have the following documents with you in order to fast track your application.

  • Your completed application form
  • Two reference forms completed by individuals maintaining a current account at a Nigerian bank
  • Two recent passport photographs of each account signatory
  • Positive identification e.g. driver's license, current passport, voters' ID Card or National ID Card
  • Residents permit in the case of a foreign applicant
  • A recent utility bill e.g. PHCN, NITEL etc.


  • Competitive interest rates on credit balances
  • Zero CAMF
  • Fixed monthly fee of N5950
  • Free Cheque book
  • Visa debit card with charged  of N1,050. VAT inclusive
  • Exclusive lifestyle benefits, discounts, promotions and offers
  • Enhanced customer service experience
  • ATM cash withdrawal limit of up to N200,000 daily at over 7 500 ATMs nationwide
  • Free Diamond Online Token for Internet Banking
  • Fast track security clearance at MMA2
  • Access to tastefully furnished Xclusive lounges at designated centres across the country.

Additional Services

  • Free SMS notifications and alerts on all transactions
  • 24/7 banking via Diamond Online
  • 24/7 contact centre


You can qualify for DiamondXclusive Banking if you earn a gross monthly income of a N600,000 or more, own a business with N5 Million or more over 3 months, or have provable investable assets of N5 Million and above e.g. cash, shares/ or properties

Important Notice on Accessing PTA

We are delighted to inform you of the new regulatory guidance from the Central Bank of Nigeria (CBN) on foreign currency (FX) sales for Personal Travel Allowance (PTA) and School Fees.

Click HERE to know more

The DiamondXclusive VISA Credit Card

Your Xclusive Branch

Each time you enter a Diamond Branch please ask to be shown to your Xclusive Lounge. In branches where we do not offer the facility, your personal Xclusive Banker will be right on hand to attend to your needs.

Your Personal Banker

A dedicated personal banker is available at all times to help you with any financial transactions or advice you may require. Meet your banker in the Xclusive Banking Lounge and take advantage of the experience and expertise of our banking team.

Xclusive Benefits

The Diamond Bank VISA Card is the only Naira denominated card in the market allowing you to shop locally and internationally. All your purchases will be in the currency of the country you are spending in and they will be converted into Naira in your statement at a highly competitive rate.  Each time you use your card you will also earn Diamond Gem Rewards which you can redeem at any of our loyalty partners including Qatar Airways.

Your Xclusive Lounge

DiamondXclusive Lounges have been designed to take the hassle out of banking and give you the individual treatment you deserve. Enjoy comfortable sofas, catch up on the latest business news on television and sip a cup of fresh coffee while chatting to your personal banker in comfort and confidentiality. They can be found in designated branches as well as in some airports and malls. You will also enjoy a fast track security check-in at Murtala Mohammed Airport 2. Click HERE for a full list of Xclusive Lounges available to you.

Apply Now

Start your application now, and your account could be open in a few minutes.