Park n Shop Credit Card

Shopping has been made easier with the Park n Shop credit card! Brought to you by a pioneering partnership of Diamond Bank and Artee Industries, the Park n Shop Visa credit card combines the reliability and trust of a Diamond Bank credit card with the unbeatable rewards and offers from park n Shop and Spar outlets nationwide. This card gives you money back on all your spend. You get rewarded simply for making your everyday purchases and it is available at all Diamond branches nationwide

  • Access to a personal line of credit: Its as simple as that! Comfortably spread the cost of purchases over a convenient time period. You can make a 10% minimum repayment and keep the outstanding amount for later. You decide how much you want to repay a 10% minimum repayment or the full outstanding.
  • You earn Loyalty points on all Park n Shop and Spar purchases equivalent of 2% of all your spend. That means you earn N2 for every N100 you spend at Park n Shop and Spar outlets nationwide
  • You also earn N1 for every N100 you spend with your Park n Shop credit card anywhere else in the world!
  • Exclusive discounts and Special Offers: Benefit from the special promotions, offers and discounts of Park n Shop and Spar Supermarkets. Refer to the periodic Park n Shop brochures for details and earn loyalty points as you spend.
  • "To learn more on how to redeem your loyalty points, click here
  • You can get a supplementary Card for a family member: As a proud owner of a Park n Shop credit card, share your experience with family and friends. Simply fill in the Supplementary Card section of the Application form and a supplementary card for N1,000 only.
  • Access to cash from ATMs when you need it: You can withdraw cash up to 75% of your credit limit anywhere and everywhere you see an ATM with the Visa sign. You can withdraw 30% of your limit in cash within the first 3 months of activating your card; 50% between the 4th and 6th months; and 75% subsequently
  • 24 hour customer services: Should you need assistance, we are always ready to support you with our 24 hour customer service line. Please call us anytime for your enquiries, to report your lost/stolen card or any fraudulent transactions. Simply dial 0700-300-0000 to speak to our customer service professionals.
  • Your monthly statements: Your statement of account detailing your card spends and outstanding payments will be sent to you on the 15th of every month and your repayments will be made every 29th day of the month. Please endeavour you fund your repayment account before the 29th of every month. This will ensure that you avoid late payment fees and avoid worrying telephone calls and text messages from our team of collectors.

Applying for a credit product from a financial institution is often a complex and lengthy process. We have designed this to be as simple as possible, with no mystery on who qualifies for this service.

Salaried Applicants

If you have a monthly gross income of N100,000 or above and a confirmed employee of our approved list of organizations, you qualify!

Customers not within this category can also get a park and shop Credit Card upon provision of a deposit collateral.

  • Please click here to apply online or visit the nearest branch to apply for a Park n Shop card.