Park n Shop Visa Credit Card

Shopping will never be the same again with the new Park n Shop credit card! Brought to you by a pioneering partnership of Diamond Bank and Artee Industries, the new Park n Shop Visa credit card combines the reliability and trust of a Diamond Bank credit card with the unbeatable rewards and offers from park n Shop and Spar outlets nationwide. It is the only the only credit card in the market that gives you money back on all of your spend, simply for making your every day purchases and it is available at all Park n Shop outlets and Diamond branches nationwide.

  • Access to a personal line of credit: Its as simple as that! Comfortably spread the cost of purchases over a convenient time period. You can make a 10% minimum repayment and keep the outstanding amount for later. You decide how much you want to repay a 10% minimum repayment or the full outstanding.
  • You earn Loyalty points on all Park n Shop and Spar purchases equivalent of 2% of all your spend. That means you earn N2 for every N100 you spend at Park n Shop and Spar outlets nationwide
  • You also earn N1 for every N100 you spend with your Park n Shop credit card anywhere else in the world!
  • Exclusive discounts and Special Offers: Benefit from the special promotions, offers and discounts of Park n Shop and Spar Supermarkets. Refer to the periodic Park n Shop brochures for details and earn loyalty points as you spend.
  • Available points for redemption: Your monthly statement will show you your loyalty points available for redemption. A minimum of 500 loylaty points is required to claim a N500 free park n Shop voucher. You can claim points in multiples of N500. Please remember your points will expire after 2 years, so enjoy them as soon as they are ready.
  • Redeeming Loyalty points: To redeem your loyalty points, simply visit the Park n Shop credit card stand at any Park n Shop and Spar outlet or send an email to indicating your name, card number and how many loyalty points you want to redeem. Your redeemed vouchers will be sent to your designated Diamond Bank branch for your pick up.
  • You get free supplementary Card for a family member: As a proud owner of a Park n Shop credit card, share your experience with family and friends. Simply fill in the Supplementary Card section of the Application form and a free supplementary card will be issued to you.
  • Access to cash from ATMs when you need it: You can withdraw cash up to 75% of your credit limit anywhere and everywhere you see an ATM with the Visa sign. You can withdraw 30% of your limit in cash within the first 3 months of activating your card; 50% between the 4th and 6th months; and 75% subsequently
  • Worldwide Acceptance: Carry the world in your pocket. Your Park n Shop credit card is accepted all over the world. You can use it for your purchases and withdraw cash from any ATM displaying the Visa sign. It gives you immediate access to foreign currencies and your repay in Naira.
  • 24 hour customer services: Should you need assistance, we are always ready to support you with our 24 hour customer service line. Please call us anytime for your enquiries, to report your lost/stolen card or any fraudulent transactions. Simply dial 0700-300-0000 to speak to our customer service professionals.
  • Your monthly statements: Your statement of account detailing your card spends and outstanding payments will be sent to you on the 15th of every month and your repayments will be made every 29th day of the month. Please endeavour you fund your repayment account before the 29th of every month. This will ensure that you avoid late payment fees and avoid worrying telephone calls and text messages from our team of collectors.

Applying for a credit product from a financial institution is often a complex and lengthy process. We have designed this to be as simple as possible, with no mystery on who qualifies for this service.

Salaried Applicants

If you have a monthly gross income of N100,000 or above, you qualify!

Self-employed Applicants If you already bank with Diamond Bank and have at least 6 months bank statements with us, showing turnover in excess of N1m per month, you qualify immediately for the card

If you have a relationship with another bank, you can still apply by providing some security. If you move your account to Diamond Bank, you can later drop that security after 6 months to give you ultimate flexibility.

Service Fees
Monthly Service Fees N750
Supplementary Card Monthly Fees N375
ATM Cash withdrawal fee (on-us) N240
ATM Cash withdrawal fee (Local Transaction) 3% to a maximum of N240
ATM Cash withdrawal fee (Int'l Transaction)
Currency Conversion Fee 2.5%
Supplementary Card Issuance Fee FREE
Card Replacement Fee FREE
Annual Fee FREE
PIN-Reissuance Fee FREE
 Monthly Interest Rate






 Late Repayment Fee  N2,000
 Minimum Repayment Due  10% of Spend
 Maximum interest free period (retail transactions only)  45 days

To apply for the card: Simply pick up the application form from any Diamond Bank branch or Park n Shop/Spar outlet and fill out your details including names, address, gross monthly income amongst others or click HERE to download the form. You must sign off on the form and submit to the neaest Diamond Bank branch with the relevant documents which include;

  • Valid identification i.e. Your International Passport, Driver's license or National ID card
  • Two Passport photographs
  • 3 months bank statements
  • Pay slip for last 3 months
  • Introductory letter from your employer
  • Confirmation letter

Upon submission, your card will be delivered to your indicated Diamond Bank branch within 7 working days in Lagos and 10 working days upcountry!

Apply Now

Own it now and make your cash work harder for you!