DiamondXtra Credit Card

Save your way with DiamondXtra

If you want build up your savings and have easy access to your money, the DiamondXtra Account is designed for you.

Simple, straight forward saving

The DiamondXtra account is designed for individuals who want to build up their savings gradually. It is an interest-yielding savings account, which allows the deposit of both cash and third party cheques. In addition, cash can be withdrawn from an ATM, and over the counter using your DiamondXtra chequebook from any of our branches. It is a simple and straightforward savings account; that comes with a low minimum opening amount of N5, 000 with free access to all electronic banking services.

Great added-value benefits just right for you

  • Earn 2% interest on your daily balance paid every month
  • Deposit cheques from other banks directly into your account
  • Deposit dividend warrants directly into your account
  • Pay your bills with 3rd party withdrawals at any Diamond branch
  • Use your cheque book to make withdrawals and pay your bills at any Diamond branch for free
  • Bank at any Diamond branch, with any mobile agent or Diamond promoter and withdraw cash from any ATM nationwide for free
  • Register for free Diamond Online Banking or Diamond Mobile Banking and access and transfer your cash on the move
  • You can also apply for one of our Diamond VISA credit cards with a credit limit of up to 75% of your credit balance

Additional Services

  • SMS notifications and alerts on all transactions
  • 24/7 banking via Diamond Online and Diamond Mobile
  • 24/7 contact centre

N5, 000 is all it takes to start

  • Only N5, 000 minimum opening balance
  • It will cost only N100 each time you withdraw less than N40, 000 at a Diamond branch
  • Deposit up to N1 million a month free of charge

Save with DiamondXtra and stand a chance to win a Salary4Life®

We are giving away over N600 million in cash to DiamondXtra customers with a minimum of N5, 000 in their account. Every week and every month we will draw our winners and if you win the grand prize you could get N200, 000 every month for the next 20 years!

Open your account today

To open your account you need to make sure you have the following:

  • A completed application form Download the PDF here
  • 2 completed signature specimen cards
  • 2 recent passport photographs
  • Positive identification i.e. Your passport, driver license, National ID card or resident permit
  • Proof of address i.e. a recent utility bill

Bank anytime, anywhere on the go

Diamond offers you access to your banking 24/7 with a range of channels designed to make banking easier, faster and more efficient.

  • Diamond In-branch Banking
  • Diamond Online Banking
  • Diamond Mobile Banking
  • Diamond Line Call Centre
  • Diamond Agents

Apply Now

Start your application now, and your account could be open in few minutes.