Identity Fraud and Theft

Identity Fraud

Identity fraud is the stealing of personal information and then using it illegally. If you think you are a victim of identity fraud and you are a DIAMOND BANK customer, please contact DIAMOND BANK immediately at 0700-300-0000.

Once thieves have enough personal information, whether they retrieve it from unshredded documents in your trash, steal your purse or wallet, or gather information that you have posted on the Internet. You may not be aware of the theft of your identity until months or years have passed.

You can take certain basic steps to protect yourself from identity fraud:

Protect your personal information

Do not give account or card number information to anyone, whether in person, over the phone or online, unless you are confident to do so.

Memorize your passwords and Card Personal Identification Number (PIN)

Do not give account or card number information to anyone, whether in person, over the phone or online, unless you are confident to do so.Don't write down your bank machine Personal Identification Number (PIN) or your online banking password. If you must write these down, keep them in a safe place and do not carry them in your wallet or purse. Never give this information to anyone, even a DIAMOND BANK employee. Our employees will never ask you for this information, so be suspicious of anyone asking for it.

Report thefts and losses immediately

If your wallet or purse is lost or stolen, contact DIAMOND BANK immediately at 0700-300-0000 to block your accounts and cards from use.

Shred or tear up junk mail and statements

Identity fraud often occurs by thieves going through trash looking for these offers. As well, tear up or shred any personal information you are going to throw away, such as receipts that show your card numbers or bank statements.

Review your account statements

Ensure that all transactions on your statement are genuine. Report suspicious transactions immediately to DIAMOND BANK at 0700-300-0000.

How to Protect Yourself from Identity Theft

Identity theft is a growing concern around the world. Identity thieves are criminals that will learn and use your personal information to access your financial accounts. Checking your accounts regularly and using the following tips will help keep your banking experience as secure as possible.

Be skeptical

  • DIAMOND BANK will never ask you to respond via e-mail to any requests for personal information, PINs or passwords
  • Beware of people asking you to move money for them or notices that you have won a lottery you didn't play

Protect your PIN, password and personal information

  • Your PIN and password are the keys to your account; never share your PIN or password with anyone
  • For added protection, try covering your hand when entering in your PIN number; this will prevent others from seeing it
  • Before you recycle old documents, be sure to shred them first

Practice safe computing

  • Installing up-to-date anti-virus/spyware software and a firewall on your computer will help make your DIAMOND Online Banking experience a safe one

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