Enjoy a World of Benefits with Your Diamond Credit Card

Your Diamond credit card is accepted by millions of merchants for payment of goods and services. Use your credit card for everyday expenses to enjoy exclusive rewards.

EARN GEMPOINTS EVERYTIME YOU USE YOUR CARD

We reward you with gem points every time you use your card to make transactions on POS or online. Gem points can be exchanged for shopping vouchers, cinema tickets, household appliances, air miles, event tickets and lots more in our online Gemzone catalogue.

Gemzone is our rewards program designed to appreciate you for your loyalty, it’s our way of saying ‘Thank You’.

HOW TO REDEEM YOUR GEMPOINTS

OR

  • Log into the Diamond Mobile App and select Gemzone from the Menu
  • Choose the items you fancy from our exciting catalogue: Gemshop, Gemzone Cinemas, Gemzone Travel, Gemzone Experiences, Gemzone Vouchers, and Gemzone Airtime & Bills.
  • Select your preferred collection method: Pick Up or Delivery.
  • Checkout
  • The Gem points value will be deducted from your loyalty account and you will be informed of your current balance.

NEED TO KNOW

Enjoy Interest Free Days

When you make your card payment in full, you get up to 45 interest-free days on purchases and internet transactions. (This applies to non-cash payments only)

Credit Card Statement

Your card statement will be sent to you via email, from the 15th – 18th of every month. It will include your expected minimum repayment (10% of your amount spent).

Card Repayment

  • Simply log into your Diamond Mobile App
  • Cards & Cheques
  • Click on Credit Card Repayments
  • Click on the Credit Card on which you wish to make a repayment
  • Select the account to be debited for the repayment
  • Confirm the last four digits of the card number
  • Enter the repayment amount and submit.

Credit Card Repayment can also be made via Diamond Online.

Payments made before 4pm (Mondays – Fridays & Sundays) will take effect on the same day, while payments made after 4pm will be processed on the next day and those done on Saturdays impact next day.

* General repayment on your card is due on the 29th of every month. Your account must be funded by this date as failure to do this will attract late payment charges.

LOST/STOLEN CARDS

OPTIONS REQUIRED ACTION
1 Call our 24-hour Contact Center on 0700 300 0000 and provide details of your account name and number. Your card will be hot listed and cancelled.
2 Call or send a mail to your branch, with details of your account name and number. Your card will be hot listed and cancelled.
3 Visit any of our branches, provide details of your account name and number. Your card will be hot listed and cancelled.

*Hot listed cards become invalid and would require you to request for a new card.

CARDS LIMIT

USD CREDIT CARD
ATM Daily Limit (Int'l) $1,000 or its equivalent
POS & WEB Daily Limit (Int'l) $10,000 or its equivalent
NAIRA CREDIT CARD
ATM Daily Limit (Int'l)  $100 equivalent to N 37,000
 POS & WEB Daily Limit (Int'l) across all channels (ATM, POS & Web)  $3,000 equivalent to N1,115,000

*Hot listed cards become invalid and would require you to request for a new card.

Call 0700 300 0000 or email enquiries@diamondbank.com or visit any Diamond branch for more information.