• Access to loans for: - Agricultural value chains in rice, cotton, oil palm, fish, dairy, and sugar
  • Maximum tenor of 5 years for term loans
  • Single obligor limit of N2bn and N1bn for State governments
  • Term loans and Overdraft allowed, however Overdraft is renewable yearly


  • Maximum interest rate of 9% per annum, inclusive of all charges
  • Flexible repayment period (weekly, monthly, quarterly, half yearly or yearly)
  • Allowable moratorium period depending on business cash flows and/or gestation period of the project


  • Business must have been operational for a minimum of 2years or 2 production cycles
  • Minimum of 3 months banking relationship with Diamond Bank
  • Tangible collateral in line with existing banks policy
  • All live components on the farm and other pledged assets must be insured

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