• Term loans for all agribusiness value chains
  • Maximum tenor of 5 years
  • Risk-based pricing structure
  • Obligor limit of N2bn
  • Interest drawback of 20-40% on loans repaid as and when due


  • Flexible repayment period (weekly, monthly, quarterly, half yearly or yearly)
  • Allowable moratorium period depending on business cash flows and/or gestation period of the project


  • Business must have been operational for a minimum of 2 years or 2 production cycles
  • Must have a minimum of 3 months banking relationship with Diamond Bank
  • Tangible collateral in line with existing banks policy
  • All live components on the farm and other pledged assets must be insured

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