• Term loans availed to all agricultural value chains
  • Maximum tenor of 5 years
  • Obligor limit of N50m


  • Maximum interest rate of 9% per annum, inclusive of all charges
  • Flexible repayment period (weekly, monthly, quarterly or half yearly)
  • Allowable moratorium period depending on business cash flows and/or gestation period of the project


  • Business must have been operational for a minimum of 2years or 2 production cycles
  • Minimum of 3 months banking relationship with Diamond Bank
  • Must have good borrowing history
  • Tangible collateral in line with existing banks policy
  • All live components on the farm and other pledged assets must be insured

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