CONVENIENCE

A credit card allows you to buy what you need, when you need it. If it's the day before pay day and there is a sale that you cannot miss, or an emergency that requires access to cash, your card is available for you to use.

If you're planning to travel, you no longer need to source foreign currency before hand. Take your card, and spend only what you need to, when you need to.

SAFETY

Carrying our card is safer than carrying cash. When your cash is stolen, it's gone forever. If your credit card is stolen, you can phone our call centre and hotlist the card immediately, minimising your losses.

EASY CASH FLOW

At Diamond Bank we understand that no matter how carefully you plan, every now and then you may have to make an unexpected payment. The Diamond Visa card is accepted by over 160 million merchants and ATM outlets worldwide. You can get up to 45 interest-free days on purchases and internet transactions, as long as you pay your card statement in full.

Please note that this only applies to purchases made on your card at a merchant or online. You will get charged interest on all cash transactions from the day you make a withdrawal. Interest is calculated based on how many days you use the money.

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DIAMOND GEM REWARDS

With our credit card, you earn points for every purchase you made. The more you use your card, the more you earn, and these gem points are redeemable from any of our loyalty partners.

WHAT CARDS DO WE OFFER

Classic Credit Card is available to individuals who earn a minimum gross income of N80,000 monthly.
 
Gold Credit Card is available to individuals who earn a minimum gross income of N600,001 monthly.

Platinum Credit Card is available to individuals who earn a minimum gross income of N1,000,001 monthly.

Gold and Platinum Xclusive Cards: A special card designed for high net worth individuals that operate a DiamondXclusive account.

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WHAT ARE OUR FEES?

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HOW DO I GET ONE?

Walk into any of our branches and ask to speak to anyone about our diamond visa card. You don't have to bank with Diamond Bank in order to qualify. We will require you to comply with our standard Know Your Customer (KYC) benchmarks prior to being issued a card. In order to achieve this, we require the following documents:

Salaried Diamond Bank customers

- Duly completed card application form

- Confirmation of employment

- Gross salary confirmation

Non-Salaried Diamond Bank customers (eg. Sole Proprietors)

- Duly completed card application form

- Company registration documents.

Salaried customers who bank with other banks

- Duly completed card application form

- Two copies of recent passport photograph of self

- Valid means of applicant identification

- Address verification ( electricity bills, water rates etc)

- Confirmation of Employment

- Gross salary confirmation

- 3-months bank statement

Already a Diamond Bank Visa Cardholder? Click any of the links below to find out more about your card

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