The Diamond Visa card is the only NAIRA denominated card on the market. You can use it in any country in the world, paying in any currency, and your repayment at the end of the month can be made entirely in Naira.

Diamond  SavingsXtra Visa Credit Card

The Diamond SavingsXtra Visa Credit Card is a Visa Card that is linked to your SavingsXtra account. With the SavingsXtra Card, you can have access to real credit without spending from your SavingsXtra account.

The Diamond SavingsXtra Visa Credit Card is a NAIRA denominated card. You can use it to make payment in any country in the world, while your repayment at the end of the month is made entirely in Naira

Why choose the Diamond SavingsXtra Visa Credit Card?

If you are planning to travel, you no longer need to source foreign currency beforehand. Take your card, and spend only what you need to, when you need to.

With the SavingsXtra Credit Card, you can have access to real credit without spending from your SavingsXtra account. This means you can spend from your balance and you can always have your money when you need it. The card gives you access to a credit limit of up to 75% of your SavingsXtra account balance and you still stand the chance to win fantastic prizes in the SavingsXtra rewards

How does it work?

To qualify, save a minimum of N40 000 in your SavingsXtra account.

You then get a credit of up to 75% of your account balance. For example, if you save N40, 000 in your account, your credit limit will be N30, 000. N100, 000 in your account gives you N75,000 on your credit card.

Please note that the maximum limit on any one card is N2.5 million, as with all of our credit card products. You can increase or decrease the credit card limit by simply filling out the limit adjustment form at any of our branches nationwide.

Fees

Monthly service fee = N300
Interest rate on cash and Pos transactions = 2%
All other fees remain the same as our existing credit card products.

For further enquires, please call our 24/7 Contact Centre on 0700-300-0000. You can also send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it or visit any Diamond Bank Branch near you.