The Diamond SavingsXtra account is designed for individuals who want to build up their savings gradually. It is an interest-yielding savings account, which allows the deposit of both cash and third party cheques. In addition, cash can be withdrawn from an ATM, and over the counter using your Savingsxtra cheque book from any of our branches. It is a simple and straightforward savings account; that comes with a low minimum opening amount of N5, 000 with free access to all electronic banking services.

Here is why it could be right for you:

• You earn a competitive interest of 2% per annum on credit balances accrued daily and interest paid monthly.
• It gives you the convenience of depositing other banks cheques and your dividend warrants, while allowing third party withdrawals from any of our branches across the counter.
• You get a cheque book, which means that you can use it to make withdrawals or make third party payments free of charge across the counter (please note that withdrawals of the sum of =N=40,000 and below across the counter, attract nominal charges of N100 per transaction).
• It allows cash deposit up to a maximum of =N=1,000,000 in a month without any transactional charge.
• Enjoy the flexibility of managing your account and accessing your money in any of our branches, online or via phone (if you are registered for Diamond online and Diamond mobile respectively) free of charge.
• It gives you the convenience of being able to instantly transfer funds online between your Diamond Bank accounts.

What’s more!

• You have a great opportunity to win rewards in the SavingsXtra Season 5 reward scheme where N603.5 million in cash prizes will be given away over a 12 month period. To qualify, simply save a minimum of N5, 000 or more in your SavingsXtra account and you could win in the weekly and the monthly draws. The more money you save the more chances you have to win!
• You also have access to our VISA Credit Card. The card allows you access to a credit limit of up to 75% of your SavingsXtra credit balance and you know what? Your credit balance still qualifies for the weekly and monthly draw

Do you have a SavingsXtra account yet? You only need N5, 000 to get started and enjoy great benefits.

To sign up for this account all you need are:
1. Two (2) passport photographs
2. Personal Identification (Any of these)

• Current International Passport
• Resident Permit
• Driver's License
• National ID Card
• Employer confirmation (if employer is well known and undoubted) by way of written letter. In the case of students, identity card of reputable universities shall suffice
• Identity card of a reputable organization (if employers are well known and undoubted)
• Letter of introduction from an existing customer (Note: The existing customer shall accompany the prospect to the branch to be identified as a guarantor)

3. Address verification: (Any of these)

• Utility bill (PHCN, NITEL, e.t.c) or
• Physical visitation or,
• Electoral Registry (same as Voters Card) or,
• State/Local Government Rate Charges Advise
• Bank statement or passbook containing current address
• Solicitors letter confirming recent house purchase or Search Report from the Land Registry
• Tenancy Agreement
• Record of home visit in respect of non-Nigerians
• Employer confirmation (if employer is well known and undoubted). A written letter from the employer must be presented by the prospect.
• Address confirmation from an existing customer by way of a written letter.
  * References are only required if you do not satisfy any of the options listed in (3) above

Click here to download the account opening form . For more information or to open an account, please visit any Diamond Bank branch nearest to you Or Contact us on our 24/7 phone number 0700-300-0000. You can also  e-mail us on enq This e-mail address is being protected from spambots. You need JavaScript enabled to view it