Diamond Future

Start saving for your children/wards today with the Diamond Future account. This account offers you a structured plan with the added flexibility of saving varied amounts on a monthly basis.

With this account you can meet your savings goals by setting up a sustainable and rewarding savings plan.

The Diamond Future account offers you a 5 year Target Plan which allows you achieve your savings goals for your children’s future over a set period.

It gets even more exciting! You earn a 13th month bonus which increases every year when you adhere to your chosen plan.

2017 SummerSplash

Want To Keep Your Kids & Teens Engaged For Free This Summer?
#Summersplash2017 promises to be an experience to remember!

There are loads of exciting summer activities:
.Coding and Programming classes
.Entrepreneurship & Career guidance classes
.STEM workshop for creativity development classes
.Cooking, language & etiquette classes
.Board games giveaways

Click to participate

Set up a Standing Instruction of N10, 000 and above on your child’s Diamond Future or Cool-Teens account.

Existing customers with Standing Instruction of N10, 000 and above should apply to Youthbankinggroup@diamondbank.com

*Offer available to the first 300 customers who apply before August 31, 2017.
Visit your closest branch or log in to the Diamond Online platform to set up your Standing Instruction today.
For inquiries, please call our 24-hour Contact Centre on 0700 300 0000, or send an email to enquiries@diamondbank.com. To offer feedback or make a complaint, please send an email to complaints@diamondbank.com.
Thank you for choosing Diamond, Your Bank!



  • Structured flexible Target-Plan Scheme
  • Credit Interest payable monthly
  • Access to educational, parenting and lifestyle tools
  • Bank-on-the-go with Diamond Mobile App
  • Minimum opening balance of N1,000
  • Free Online Banking
  • Accepts cheques and dividend warrants.


  • Opportunity to set and meet the desired savings goal for your child over a 5 year period; and get rewarded when this goal is achieved
  • Up to 100% of monthly installment can be earned if you adhere to the 5 year Target Plan
    • Opportunity to earn the 13th month bonus in addition to competitive interest rates; the more you save, the more you earn!

Secure Your Child’s Future Today.

Getting Started!

What you need:

  • A completed Application Form with parent’s details.
  • A completed Youth Banking Form with details of the Child/Ward and Target Plan.
  • 2 completed Signature Specimen Cards.
  • 1 recent Passport Photographs of parent and child/ward.
  • Birth certificate or international passport of child/ward.
  • Parent’s means of identification.

To Migrate/ Add on to a Cool-Teens account, Kindly click here to download form

Apply Now

Start your application now, and your account could be open in few minutes.