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Diamond Y’ello Account

Diamond Yello Account

Diamond Y’ello product is an account combining both financial and telecommunication services as well as loyalty scheme that active MTN customers (targeted mainly at mass market and Youths) can conveniently subscribe to from their mobile phones in line with CBN Financial Inclusion Strategy just by dialing *710#.

Since the launch of this innovative proposition in August 2014 – first of its kind in Nigeria, over Six Million, Four hundred Thousand Diamond Y’ello account has been opened through support from our partners MTN, WWB (Women World Banking) and EFInA (Enhancing Financial Innovation & Access).

Diamond Y’ello Refer & Win Promo.
Click HERE to learn more

Our Channels of Interaction

  • DYA agent locations
  • Self-service menu via the phone
  • USSD String
  • DYA Mobile App
  • Diamond Bank Branches
  • MTN Connect Stores

The Diamond Y’ello App and USSD String was launched to encourage self-serve and ease transaction processing for Diamond Y’ello Customers.

The USSD string makes self-service transactions easier at all customer levels. The codes require neither airtime nor data for the customer to carry out transactions such as:

Transaction Type  USSD Codes
Balance Enquiry *710*556*PIN#
Airtime Purchase *710*555*PHONE NO*AMOUNT*PIN#
Bank to Bank Transfers *710*777*ACCOUNT NO*AMOUNT*PIN#
Diamond Y’ello to Diamond Y’ello Transfers *710*710*PHONE NO*AMOUNT*PIN#
Bill Payments *710*123*PIN#

Available offerings on Diamond Y’ello

  • Cash Deposit/Withdrawal
  • Balance Enquiry/Mini Statements
  • Account to Account Transfers
  • Transfers to 3rd Party Beneficiaries
  • Bill Payments
  • Airtime Purchase

*** No airtime or Data Required

Other Used cases

  • Disbursement of payments to multiple beneficiaries such as Grants, salaries, NGO disbursements etc.
  • Lottery and Gaming win/payments.

Additional Value Adding Services

As a bank that is focused on creating value adding solutions to all its customers, our Agent Banking proposition will increase customer reach, reduce cost-to-serve and all Diamond Y’ello account subscribers will now have access to the following additional value adding services:

  • Debit card
  • Card-less Transaction on all Diamond Bank ATMs
  • Access to micro credits and a whole lot of others coming soon.