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Community Current Account

Community Current Account

The Community Current account is SPECIFICALLY for REGISTERED Non-Governmental & Profit Organizations (Clubs, Societies, Associations, Churches). Please note that only CAC confers registration on all Organizations.

Community Savings account is designed for Non-Governmental & Profit Organizations (Clubs, Societies, Associations, Churches) who desire a banking relationship with Diamond Bank PLC.



  • Opening /Minimum balance of N10,000
  • Minimum operating balance of N10,000
  • Monthly Fixed Charge of N500
  • Free Monthly Debit turnover of N1,000,000
  • Competitive interest rate on deposits
  • Charges on excess debit Turnover of N3/mille.
  • Issuance of Cheque book – mandatory for community current account
  • Deposit of Other Banks Cheque and dividend warrants
  • 3rd Party withdrawals allowed
  • Free Access to internet Banking – ONLY viewing profile, no transactions/payments can be made
  • Access to Loans (terms and conditions apply)
  • Free withdrawal from all branches, regardless of amount


  • Interest Bearing – our customers will earn interest on their account balances
  • No COT – fixed monthly “affordable” Service Fee
  • No limit to the number of withdrawals from branches
  • Internet banking available – offers convenience, customers can track and monitor their account activities only
  • Allows facilities such as funds transfer, request for managers cheques

Open your account today

To open these accounts you need to make sure you have the following:

  • A complete application form Download the PDF HERE
  • 2 completed signature specimen cards of all authorized signatories with their signing rules properly regulated
  • Complete the personal information of each signatory to the account
  • 2 completes reference forms
  • 2 recent passport photographs of each signatory to the account
  • Valid identification of all authorized signatories i.e. International passport, Driver’s license, National ID card, Voters card or Resident permit (for foreign nationals)
  • Proof of address i.e. a recent utility bill (PHCN/Water bill), rental receipt or lease agreement issued by a reputable estate agent.
  • Copy of rules/constitution as signed by a least 2/3 (two-third) of key principle officers
  • Certificate of resignation from CAC (for Community Current Account)

Apply Now

Start your application now, and your account could be open in a few minutes.