Park n Shop Visa Credit Card
Applying for a credit product from a financial institution is often a complex and lengthy process. We have designed this to be as simple as possible, with no mystery on who qualifies for this service.
If you have a monthly gross income of N100,000 or above, you qualify!
Self-employed Applicants If you already bank with Diamond Bank and have at least 6 months bank statements with us, showing turnover in excess of N1m per month, you qualify immediately for the card
If you have a relationship with another bank, you can still apply by providing some security. If you move your account to Diamond Bank, you can later drop that security after 6 months to give you ultimate flexibility.
|Monthly Service Fees||N750|
|Supplementary Card Monthly Fees||N375|
|ATM Cash withdrawal fee (on-us)||N240|
|ATM Cash withdrawal fee (Local Transaction)||3% to a maximum of N240|
|ATM Cash withdrawal fee (Int’l Transaction)|
|Currency Conversion Fee||2.5%|
|Supplementary Card Issuance Fee||FREE|
|Card Replacement Fee||FREE|
| Monthly Interest Rate
|Late Repayment Fee||N2,000|
|Minimum Repayment Due||10% of Spend|
|Maximum interest free period (retail transactions only)||45 days|
To apply for the card: Simply pick up the application form from any Diamond Bank branch or Park n Shop/Spar outlet and fill out your details including names, address, gross monthly income amongst others or click HERE to download the form. You must sign off on the form and submit to the neaest Diamond Bank branch with the relevant documents which include;
- Valid identification i.e. Your International Passport, Driver’s license or National ID card
- Two Passport photographs
- 3 months bank statements
- Pay slip for last 3 months
- Introductory letter from your employer
- Confirmation letter
Upon submission, your card will be delivered to your indicated Diamond Bank branch within 7 working days in Lagos and 10 working days upcountry!