| | 2009 | | 2008 | | 2007 | | 2006 | | 2005 | | | N'000 | | N'000 | | N'000 | | N'000 | | N'000 | | Assets: | | | | | | | | | | | Cash and balances with Central Bank of Nigeria | 50,223,343 | | 60,021,067 | | 78,928,707 | | 31,066,966 | | 11,258,118 | | Treasury bills and other eligible bills | 9,087,437 | | 42,059,448 | | 40,518,896 | | 46,275,128 | | 34,757,534 | | Due from other banks | 130,568,284 | | 127,603,340 | | 25,055,982 | | 21,230,190 | | 11,504,726 | | Loans and advances | 289,265,955 | | 231,445,158 | | 96,384,941 | | 77,929,985 | | 40,822,966 | | Advances under finance lease | 6,150,488 | | 11,500,680 | | 8,050,730 | | 4,090,171 | | 2,058,486 | | Other facilities | 23,471,028 | | 18,317,241 | | 7,742,372 | | 4,524,679 | | 6,641,390 | | Investment securities | 40,302,632 | | 26,669,535 | | 9,989,680 | | 3,037,391 | | 1,417,522 | | Investment in subsidiaries | 16,442,980 | | 11,682,980 | | 8,983,852 | | 2,725,893 | | 485,893 | | Goodwill | - | | - | | - | | - | | - | | Deferred tax assets | 3,340,135 | | 1,049,505 | | 398,624 | | 300,850 | | 68,744 | | Other assets | 50,012,610 | | 46,815,911 | | 20,243,155 | | 19,339,239 | | 12,757,879 | | Property and equipment | 32,026,944 | | 26,161,675 | | 15,952,784 | | 8,345,700 | | 3,221,699 | | | 650,891,836 | | 603,326,540 | | 312,249,721 | | 218,866,192 | | 124,994,957 | | Financed by: | | | | | | | | | | | Share capital | 7,237,622 | | 6,579,656 | | 4,699,957 | | 3,801,804 | | 3,037,607 | | Reserves | 109,307,298 | | 110,403,352 | | 49,191,821 | | 26,986,096 | | 17,672,243 | | Customer deposits | 444,815,118 | | 403,710,120 | | 211,634,824 | | 144,569,685 | | 74,776,559 | | Due to other banks | 3,446,876 | | 6,383,845 | | 14,743,860 | | 2,502,714 | | 1,390,999 | | Borrowings | 23,708,109 | | 18,587,249 | | 7,820,578 | | 8,915,922 | | 6,708,476 | | Current income tax | 3,331,891 | | 2,691,903 | | 1,568,695 | | 1,269,247 | | 890,371 | | Dividend payable | 163,563 | | - | | - | | - | | - | | Other liabilities | 54,558,873 | | 51,214,901 | | 20,287,953 | | 28,840,526 | | 19,358,498 | | Deferred income tax liabilities | 3,507,300 | | 2,527,556 | | 1,318,927 | | 927,827 | | 485,193 | | Retirement benefit obligations | 815,186 | | 1,227,958 | | 983,108 | | 1,052,371 | | 675,011 | | | 650,891,836 | | 603,326,540 | | 312,249,721 | | 218,866,192 | | 124,994,957 | | | | | | | | | | | | | Acceptances and guarantees | 97,928,053 | | 140,358,013 | | 93,883,063 | | 36,453,242 | | 10,649,386 | | | | | | | | | | | | | | | | | | | | | | | | | 2009 | | 2008 | | 2007 | | 2006 | | 2005 | | | N'000 | | N'000 | | N'000 | | N'000 | | N'000 | | Net operating income | 66,598,400 | | 44,211,851 | | 29,443,918 | | 17,360,333 | | 12,153,812 | | Operating expenses | -36,504,408 | | -24,570,069 | | -18,665,528 | | -16,087,700 | | -7,876,222 | | Provision for losses | -21,750,254 | | -4,582,668 | | -1,985,615 | | -162,109 | | -755,273 | | Profit before taxation | 8,343,738 | | 15,059,114 | | 8,792,775 | | 1,110,524 | | 3,522,317 | | Taxation | -1,412,611 | | -3,237,103 | | -1,862,021 | | -1,442,649 | | -995,765 | | Profit after taxation | 6,931,127 | | 11,822,011 | | 6,930,754 | | -332,125 | | 2,526,552 | | | | | | | | | | | | | Earnings per share (basic) | 48k | | 110k | | 89k | | -5k | | 20k | | Earnings per share (diluted) | 48k | | 110k | | 89k | | -5k | | 20k | | Earnings per share (adjusted) | 48k | | 90k | | 53k | | -3k | | 19k |
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