DiamondXclusive Banking is a current account that promises exclusive service to its customers; a high level of preferential treatment and customer experience should be expected when banking with us. In addition, it is a proposition with benefits such as;

Dedicated lounges - Enjoy access to our specially furnished and dedicated Xclusive Lounges where you can conduct your financial transactions in the utmost comfort and confidentiality through  a dedicated Xclusive Banker. Lounges are available at designated branches as well as the Murtala Mohammed Airport 2 (MMA2), The Palms Mall Branch Lounge, Lekki and Xclusive @The Gabfol Lounge, Murtala Mohammed International Airport (MMI), Lagos. Click here for a list of all Diamond Xclusive dedicated lounges

***Xclusive customers also enjoy fast track service at the security checkpoint of the MMA2 Airport.

Dedicated Xclusive Bankers – Access to highly professional and knowledgeable Bankers dedicated exclusively to meet all your financial transactional needs when you visit any of our DiamondXclusive Banking Lounges.

Conducting business within our banking halls - When you come to do business within our banking halls, always request to be shown to the DiamondXclusive lounge, dedicated exclusively to DiamondXclusive customers. Where a DiamondXclusive lounge does not exist you will be attended to by a dedicated DiamondXclusive personal banker.

DiamondXclusive Current Account - designed specifically for DiamondXclusive customers. It allows  you enjoy the following benefits;

• Up to 5.5% Interest Rate on your credit balances
• Zero COT
• Xclusive Visa Gold/Platinum Credit Card offer (with discounts on interest rates)
• Discounted interest rates on selected loan products
• No Commission on Personal Travel Allowance (PTA) purchase
• Free Life Insurance Cover of ₦500,000 (for customer aged 18 – 65years)
• Free Cheque Books
• ATM cash withdrawal limit of up to ₦200,000 daily
• 24/7 banking via Diamond Online
• Free Diamond Online Token for Internet Banking
• Free SMS Notifications – On all your transactions
• All at a premium fee of ₦5,000 monthly (The monthly fee is waived if a minimum balance of N1,000,000 is maintained in the account all through that month)

...plus invitations to exclusive lifestyle events, exhibitions

As a prospective customer, you can qualify for a DiamondXclusive banking if you:

• earn a gross monthly income of ₦600,000 or more

or

• own a business with turnover ₦5million or more over the last 3months

or

• have provable, investable assets of ₦5million and above e.g. cash, shares and/or properties

Account opening documentation:

• Two reference forms (each completed by an individual maintaining a current account with a bank in Nigeria)
• Two recent passport photographs of the authorized signatory
• Evidence of identification e.g. driver’s license, Nigerian passport or National ID card
• Resident permit (in the case of a foreigner)
• Any recent public utility bill e.g. PHCN etc

DiamondXclusive Account Opening Requirements

• Duly Completed Account Opening Form
• Two Duly Completed Signature Specimen Card
• Two Duly Completed Reference Forms
• Two Recent Passport Photographs of each of the Authorised Signatories
• Evidence of Identification
  
  • Current International Passport
  • Resident Permit
  • Driver's License
  • National ID Card
  • Employer confirmation (if employer is well known and undoubted) by way of written letter
  • Identity card of a reputable organisation (if employers are well known and undoubted)
  • Letter of introduction from an existing customer (Note: The existing customer shall accompany the prospect to the branch to be identified as a guarantor).
  • Residence permit (in the case of a foreigner)
  • Letter of Administration/Will (for account of the Estate of a Deceased)
• Any recent Public Utility Bill 
  
  • Utility bill (PHCN, NITEL etc.)
  • Physical visitation, signed by the Account Officer
  • State/Local Government Rate Charges Advice
  • Bank statement or passbook containing current address
  • Solicitor’s letter confirming recent house purchase
  • Search Report from the Land Registry
  • Tenancy Agreement
  • Record of home visit in respect of non-Nigerians, signed by Account Officer
  • Employer confirmation (if employer is well known & undoubted) (A written letter from the employer must be presented by the prospect).
  • Written letter from existing customer (inc. account number) verifying address.

To sign up for a DiamondXclusive account today, click here to download the account opening form and start enjoying a more rewarding banking service with us.

For further enquiries, please call our 24/7 contact centre on 0700-300-0000 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it .