Diamond BusinessXpress is developed specifically to add value to your business, whether a micro, small or medium scale enterprise (MSME). The account aims to help you grow your MSME business till it graduates to the upper level market.

More than a product

We offer you a proposition because we understand your need for a flexible account that will allow you to carry out your transactions at a minimal rate, we have given you an account with zero COT. Our modest fixed monthly service fee means you can carry out numerous transactions every month without worrying about COT. Your savings can then be ploughed back to business.

With Diamond BusinessXpress you qualify to attend our quarterly enterprise business seminars where you can learn the latest trends in management and website development, with easy access to business journals.

Features and Benefits

• Zero COT
• Access to enterprise business development seminars
• Fixed monthly fee as low as N1,750
• Easy access to business loans
• Personal credit cards
• Access to your own website
• Access to enterprise development journals
• Regular networking events
• Enterprise Guide at a discounted price

Available in three variants:

Diamond BusinessXpress comes in three variants with terms and conditions linked to the size of your business and volume of transactions:

• Starter (Micro): fixed monthly charge of N1,750 for a maximum monthly turnover of N4million; minimum account balance of N5,000 and free daily  cash lodgment of N500,000.
• Growing (Small): fixed monthly charge of N3,500 for a maximum monthly turnover of N12million; minimum account balance of N10,000 and free  daily cash lodgment of N1million.
• Established (Medium): fixed monthly charge of N6,750 for a maximum monthly turnover of N40million; minimum account balance of N25,000 and  daily free daily lodgment of N2million.

PROPOSITION AT A GLANCE

Terms and conditions apply

Diamond BuisnessXpress Account Opening Requirements

• Duly Completed Account Opening Form
• Two Duly Completed Signature Specimen Card
• Two Duly Completed Reference Forms
• Two Recent Passport Photographs of each of the authorized signatories  to account
  • Evidence of Identification
  • Current International Passport
  • Resident Permit (for foreign nationals)
  • Driver's License
  • National ID Card
• Evidence of residential address e.g Utility bill of PHCN, Tenement bill e.t.c
• Board  Resolution (Corporate Bodies only)
• Certificate - true copy of certificate of incorporation (Corporate bodies only)
• Memorandum and articles of associations (Corporate bodies only)
• Form CO2 – Allotment of Shares (Corporate bodies only)
• Form CO7 – Particulars of Directors (Corporate bodies only)
  

Introducing two new products for MSMEs...

Diamond Business Deposit Account

The product is for DBXA customers who have surplus investable funds and would want to take advantage of the new product to earn interest on their excess funds

Features & Benefits

• Transfers & withdrawals via  Diamond BusinessXpress account only
• Unlimited number of transfers are allowed
• Minimum balance of N500,000
• Competitive interest rates, payable monthly
• Account is free of  any  charges

MSME-Term Deposit

It’s simply a fixed deposit account to cater for the investment needs of our DBXA customers.

Features & Benefits

• Transfers & liquidation via Diamond BusinessXpress account only
• Minimum balance of N5,000,000
• Competitive interest rates, payable on maturity

Click here to download the Diamond BusinessXpress Account Opening form

For further enquires, please call our 24/7 Contact Centre on 0700-300-0000. You can also send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it or visit any Diamond Bank Branch near you.